Technology transfer money via mobile phone in developing countries generally spread, but some specialized in information technology companies are now trying to deploy modern technology in Europe, where the mobile phone is used for payment and money transfer, and is expected to spread around the world by the year 2015.
And marketing experts working for a long time to study the use of mobile phones as a way to transfer money, which is strongly thriving industry, in 2010, was transferred nearly $ 50 billion worldwide via mobile phones, and exceeded this figure doubled during the last year.
Some American experts, this figure is expected to increase significantly over the year to reach $ 170 billion.
Although there are various techniques to transfer money, conversion via SMS text messaging is the most prevalent, as this technique is spreading in Africa, the Middle East and Asia, where it is sometimes difficult to access banks, Kenya, the Philippines and one of the most commonly used her countries.
It was different in Europe and North America due to the prevalence of the use of credit cards and transfer over the Internet, but modern technology called "near-term communication" (On.av.sa) may succeed in convincing skeptics in the feasibility of the conversion via mobile phones.
The company plans to "Deutsche Telekom" German communications in cooperation with the company, "MasterCard" credit cards, to introduce this technology to Europe, after he published both Google and Microsoft's widely across the Atlantic.
The new technique is easier than conversion via SMS, where mobile phone banking stores all data that the user needs to have a different memory cards, and called on the name of the property "mobile portfolio."
With this feature, the user enters a PIN number and choose the account you want to use it to pay, then the mobile phone passes on your reader barcode laser, at discount amount from the user's account if it is less than 25 euros, while larger amounts require the user to enter the number of a second security measure .
Safety :
And excludes expert company Deutsche Telekom Peter Visco possibility of theft occurring through this technique, as in the case of loss of a mobile phone user does not have to be on all bank accounts withheld, but enough to contact the company to stop work on all registered cards.
During the past few months, the German railway company did not monitor any negative aspects of the technique used, which is the same thing that happened with the network of banks "Hbar his glass."
The company introduced the "MasterCard" several months before the first device reader of Technology in Germany, and began to experiment in several petrol stations, and then spread to the restaurant chain, and finally in the number of retail shops.
He says a specialist technology Volcker Brigelb press that this technique spread takes some time, Consumers do not now see the need to buy a mobile phone provides this service if not compelled, as companies will not produce mobile phones provided by the insufficient demand did not happen, and expects the company "Gartner" Research Marketing prosperity of this technology in the world by the year 2015.
To help disseminate, provide the company "Deutsche Telekom" Special Unit to store additional information as part with cell phones, allowing the user to easily put it in the wallet or suspended with the keys.
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